Checking and Savings Rates

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Effective as of 05-04-2010. Rates are subject to change.

Interest rates may vary after opening account.  Fees could reduce earnings. *Annual Percentage Yield

Account

Minimum Deposit to Open

& Earn Interest

  Interest Rate  

  APY*  

  Passbook Savings

$50.00

0.15

0.15

  Health Savings Account

$100.00

0.75

0.75

  Super Now Checking

$500.00

0.25

0.25

  Money Market Checking

$500.00

0.25

0.25

  Senior's Checking

$100.00
($500 minimum balance
required to earn interest)

0.25

0.25

CD Rates

All CDs have a penalty for early withdrawal. *Annual Percentage Yield

Term

Minimum Deposit to Open

  Interest Rate  

  APY*  

3 Months

$500.00

.25

.25

4 Months
Not Offered at this time

6 Months

$500.00

.75

.75

7 Months
$500.00
.75
.75
10 Months
Not Offered at this time

12 Months

$500.00

.85

.85

14 Months
Not Offered at this time
15 Months
$500.00
.85
.85

18 Months

$500.00

.85

.85

24 Months

$500.00

1.00

1.00

36 Months

$500.00

2.25

2.25

48 Months
$500.00
2.25
2.25

60 Months

$500.00

2.75

2.75

IRA Rates

Interest rates may vary after acct opening. IRA's may have a penalty for early withdrawal.  *Annual Percentage Yield

Term

  Interest Rate  

  APY*  

Fixed

1.50

1.51

Variable

                           1.50

1.51