Checking and Savings Rates

Effective as of 12-07-2011. Rates are subject to change.

Interest rates may vary after opening account. Fees could reduce earnings.  *Annual Percentage Yield

Account

Minimum Deposit to Open & Earn Interest

  Interest Rate  

  APY*  

  Passbook Savings

$50.00

0.15

0.15

  Health Savings Account

$100.00

0.50

0.50

  Super Now Checking

$500.00

0.15

0.15

  Money Market Checking

$500.00

0.25

0.25

  Senior's Checking

$100.00
($500 minimum balance
required to earn interest)

0.15

0.15

CD Rates

All CDs have a penalty for early withdrawal. *Annual Percentage Yield

Term

Minimum Deposit to Open

  Interest Rate  

  APY*  

3 Months

$500.00

.25

.25
4 Months
Not Offered at this time

6 Months

$500.00

.35

.35

7 Months
Not Offered at this time
10 Months
Not Offered at this time

12 Months

$500.00

.55

.55

13 Months
Not Offered at this time
15 Months
$500.00
.60
.60

18 Months

$500.00

.75

.75

24 Months

$500.00

1.00

1.00

36 Months

$500.00

1.05

1.05

48 Months
$500.00
1.15
1.15

60 Months

$500.00

1.75

1.75

IRA Rates

Interest rates may vary after acct opening. IRA's may have a penalty for early withdrawal.  *Annual Percentage Yield

Term

  Interest Rate  

  APY*  

Fixed - 18 Months

.65

.65

Variable - 18 months

.65

.65